CFO Advisory Services Queensland
Most small business owners are great at what they do. Building. Caring for kids. Running a trade. Growing a team.
But very few have a financial expert in their corner helping them make smart decisions with their money.
That is what CFO advisory is. A senior financial person, available to your business on a fixed monthly fee, without the cost of a full-time hire.
Accounts Advantage offers CFO advisory services to small and medium businesses across Queensland. We are CPA qualified. We understand your numbers deeply because we do your bookkeeping every month.
What Does a CFO Actually Do?
A Chief Financial Officer is not just someone who reviews your numbers at tax time. A good CFO helps you run your business better every single month.
Here is what our CFO advisory service covers.
Monthly management reports
We produce a clear monthly report that shows you your revenue, expenses, gross margin, and net profit. Not a Xero printout. A plain English summary that tells you what happened, why it happened, and what to watch.
Cash flow forecasting
We build a rolling cash flow forecast so you can see what is coming in and going out over the next 90 days. No more surprises. No more running out of cash two weeks before a big invoice gets paid.
Pricing and margin analysis
Most business owners do not know their true margin on every job or service. We analyse your numbers and show you exactly where you are making money and where you are not.
Budget setting
We work with you to set a realistic annual budget. Then we track your actual results against that budget every month. You know immediately when something is off track, not three months later.
Business decision support
Thinking about hiring another person? Taking on a big contract? Buying a vehicle or equipment? We run the numbers before you commit. You make decisions based on facts, not gut feel.
Lender and investor ready reporting
If you need finance, your bank wants to see clean financials and a credible cash flow forecast. We prepare that for you. Lenders take you seriously when your numbers are professionally presented.
Who Needs a CFO Advisory Service?
You do not need to be a large business to benefit from CFO level thinking.
Our CFO advisory clients are typically businesses that have grown past the point where basic bookkeeping is enough. They need someone who understands the strategy behind the numbers.
Here are the signs you are ready.
- Your revenue is growing but you never seem to have enough cash.
- You do not know your profit margin on individual jobs or services.
- You are making big decisions based on your bank balance rather than actual data.
- Your accountant only talks to you at tax time and it feels reactive rather than proactive.
- You want to grow but do not know if you can afford to hire or invest.
- You are preparing to borrow money or seek finance.
If any of those sound familiar, a CFO advisory service is exactly what you need.
CFO Advisory for Construction Businesses
Construction businesses have specific CFO needs that a generic service does not address.
Job costing. Work in progress. Progress claims. Retention. Subcontractor management. These create a cash flow picture that looks nothing like a typical service business.
We have worked with nearly 70 construction businesses across Queensland. We understand how a builder’s cash flow works. We know what good job margins look like. We can tell you which jobs are making you money and which ones are quietly draining it.
CFO Advisory for Childcare Centres
Childcare operators are running complex businesses with thin margins and significant compliance obligations.
CCS subsidies create timing differences between when fees are charged and when money is actually received. Government funding adds another layer. Wage costs are a dominant expense because of educator ratios.
We look after the financials for more than 70 childcare centres across Queensland. We understand the economics of a childcare business better than almost any bookkeeping firm in Australia. Our CFO advisory for childcare gives operators real visibility into their financial performance every month.
How It Works
CFO advisory is a monthly engagement. Here is what a typical month looks like.
- We close off your books for the month and reconcile everything in Xero.
- We produce your management report and cash flow update.
- We meet with you for 45 to 60 minutes to walk through the numbers and answer your questions.
- We flag anything that needs attention and give you clear recommendations.
- Between meetings we are available for quick questions and decision support.
You get a senior financial mind available to your business every month. Fixed fee. No surprises.
CPA Qualified Advisors
Our team is CPA qualified. That matters.
CPA Australia is the peak accounting body in Australia. CPA qualified professionals meet rigorous education, experience, and ethical standards. When we give you financial advice, it comes from a qualified professional with deep experience, not a junior bookkeeper reading from a script.
Common Questions
Do I need to be a bookkeeping client to access CFO advisory?
Yes. Our CFO advisory service is built on top of our bookkeeping service. We need to be doing your books to give you meaningful CFO level insight. You cannot advise on numbers you have not produced.
How is this different from what my accountant does?
Your accountant works on your annual tax return and compliance. They look backwards at what happened last year. A CFO advisor looks forward. We meet every month. We help you make decisions in real time, not 12 months after the fact.
What size business is this suited to?
Generally businesses with revenue between $500,000 and $10 million get the most value from CFO advisory. Below that, solid bookkeeping and regular reporting is usually enough. Above $10 million you may need a full-time CFO.
What does it cost?
CFO advisory is priced as a fixed monthly add-on to your bookkeeping package. The fee depends on the complexity of your business and the frequency of advisory meetings. We will give you a clear quote after a free discovery call.
Ready to get a CFO in your corner?
Book a free discovery call with our Loganholme team. We will assess where your business is at and tell you honestly whether CFO advisory is the right fit for you right now.
accountsadvantage.com.au | Loganholme, Queensland | 1300 400 105